Buy Now, Pay Later at Marcia's Looks
Afterpay: How It Works
Split your total into 4 payments over 6 weeks
The first payment is due at the time of service
Remaining payments are auto-charged every 2 weeks
No hard credit check and no interest when paid on time
Widely used for beauty and retail — fast, familiar, easy approvals
Why it’s a good option:
Afterpay is perfect if you want your hair today without committing to a long payment plan. Approval is usually quick, it doesn’t hurt your credit to use it, and as long as you pay on time, there is no interest. Many guests already use Afterpay for Ulta, Sephora, Shein, etc. — so it feels natural and comfortable.
How to apply:
Simply choose Afterpay at checkout — approval takes seconds on your phone.
Requirements:
Valid ID, debit/credit card, and ability to make the first payment today.
Pros
Fastest and easiest approval style
No hard credit pull
Zero interest when on time
Feels “light” — not like a loan
Cons
Short payoff window (6 weeks)
Late fees can apply if you miss a payment
Our recommendation:
Use Afterpay if you want something simple, instant, and interest-free for small or medium services.
Apply with Afterpay at checkout!
Affirm: How It Works
Choose Pay-in-4 at 0% APR or longer monthly plans, depending on approval
Starts with a soft credit check to show your options
No late fees ever
APR may apply to specific longer-term plans
Popular for higher-value online purchases and services
Why it’s a good option:
Affirm is for guests who want structure and financial clarity. You know your exact monthly payment in advance, there are never late fees, and you can choose the term that fits your budget. The process begins with a soft pull, so checking your options won’t hurt your credit.
How to apply:
Select Affirm and complete the quick pre-qualification on your phone before booking.
Requirements:
Stable payment card, valid ID, and ability to make required payments. Some plans may require a down payment.
Pros
No late fees under any circumstances
Soft pre-qualification
More time and flexibility than Afterpay
Predictable monthly cost
Cons
Some plans may include interest
Extended plans may trigger a hard pull once accepted
Our recommendation:
Choose Affirm if you want a longer time to pay with zero risk of late fees.
See your Affirm options in minutes →
Cherry, How It Works
Designed for beauty, med-spa, and aesthetic services
Apply in seconds with a soft credit check
Options range from 6 weeks interest-free to up to 60 months
Some plans offer 0% APR
Active plans may be reported to credit after ~30 days
Why it’s a good option:
Cherry is the best fit for full makeovers or high-ticket transformations. Because it offers long-term financing, the monthly payment can be significantly smaller. It was built specifically for salons/aesthetics, which often means a higher approval rate for our type of services.
How to apply:
We send you a secure Cherry link — you apply on your phone and get a decision instantly.
Requirements:
Valid ID, stable income, debit/credit card. Plan terms depend on approval.
Pros
It won’t hurt your credit to apply
Longest terms = lowest monthly payment
Designed for large transformations
0% APR offers available
Cons
Long-term plans can have interest
Payments extend over a longer period
Our recommendation:
Choose Cherry if you want the full luxury transformation with the smallest monthly cost.
Apply with Cherry and check your approval in seconds →
Deep Comparison
| Factor | Afterpay | Affirm | Cherry |
|---|---|---|---|
| Best for | Quick split of smaller/mid services | Structured monthly plans | High-ticket makeovers |
| Credit pull | Soft only | Soft first; hard only on some long terms | Soft to apply |
| Interest | 0% when on time | 0% on some plans; APR on others | 0% on some plans; APR on long terms |
| Late fees | Possible | No late fees ever | Varies by plan |
| Term length | 6 weeks | Pay-in-4 or monthly | 6 weeks to 60 months |
| Approval tendency | Very high for Pay-in-4 | Moderate to high | High in beauty/aesthetics |
Which one should you choose?
Choose Afterpay if you want fast, interest-free now
Choose Affirm if you want clear monthly payments with no late fees
Choose Cherry if you want the biggest result with the smallest monthly payment
Start Today!
Pre-book your appointment or shop now to experience the convenience of Buy Now, Pay Later.
Frequently Asked Questions
1. Are there any additional fees?
No! All payment options are transparent, with no hidden fees as long as payments are made on time.
2. Is my credit score affected?
Depends on the payment method:
- AfterPay doesn’t impact your score unless there’s a late payment.
- Affirm and PayPal Credit may perform a soft credit check.
3. Can I use these options in-store and online?
Yes, these options are available for both in-store and online purchases.
Contact Us
Have questions? We’re here to help! Call us at (727) HELP NOW / (321) 588-1975 or email us at support@marciaslooks.com.
Marcia’s Looks Salon
925 West Central Boulevard, Orlando, Florida
